Business Checking Accounts
Commercial Checking
| Minimum required to open |
$300.00 |
| Activity Charges |
| Monthly Fee: |
$12.00 |
| Each debit (check) |
$0.20 |
| Each credit (deposit) |
$0.20 |
| Each item deposited |
$0.10 |
| *Fees may be offset by an earnings credit on the average collected balance less a reserve requirement. |
| Coin - per roll |
$0.06 |
| Currency - per strap |
$0.18 |
| Return item (charge back) |
$4.00 |
| Wire transfers - incoming (US) |
$10.00 |
| Wire transfers - outgoing (US) |
$12.00 |
| Wire transfers - international |
$35.00 |
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Commercial Super NOW Checking - Rates Board
Available only to sole proprietors, non-profit organizations and government units.
NOT AVAILABLE FOR CORPORATIONS, PARTNERSHIPS, ASSOCIATIONS, OR OTHER FORMS OF ORGANIZATIONS OPERATED FOR PROFIT.
| Minimum required to open |
$1000.00 |
| Interest Rate |
May be changed at our discretion |
| Low Balance Fee |
$15.00 |
| Activity Charges |
| Monthly Fee: |
$12.00 |
| Each debit (check) |
$0.20 |
| Each credit (deposit) |
$0.20 |
| Each item deposited |
$0.10 |
| Coin - per roll |
$0.06 |
| Currency - per strap |
$0.18 |
| Return item (charge back) |
$4.00 |
| Wire transfers - incoming (US) |
$10.00 |
| Wire transfers - outgoing (US) |
$12.00 |
| Wire transfers - international |
$35.00 |
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Commercial Money Market - Rates Board
Transfers from a Money Market Account to another account or to third parties by pre-authorized, automatic or telephone transfers are limited to six per statement cycle. Excessive withdrawal fee - $10.00.
| Minimum required to open |
$1000.00 |
| Interest Rate |
May be changed at our discretion |
| Low Balance Fee |
$10.00 (if balance falls below $1,000) |
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First Advantage Small Business Checking
No monthly maintenance fee or activity fee if your minimum balanceis $ 5,000.00 or more and the total number of items processed are no more than 150 during the statement cycle.
If your minimum balance is less than $ 5,000.00 during the statement cycle,there will be a $ 12.50 charge. Excess item charge for more than 150 per statement cycle will be $ .25 each. Open your account with $5,000 and receive a First State Bank night deposit locking bag.
The Simplified Approach to Banking that saves you money. At First State Bank we believe our customers deserve the advantage of a convenient and valuable banking account. First Advantage offers you the best banking value in Texas.
IOLTA Super Now Checking - Rates Board
| Minimum required to open |
$1000.00 |
| Interest Rate |
May be changed at our discretion |
Business Application. Complete and bring in to open the account.
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