First State Bank  

Business Services

Additional Services

  • Safe Deposit Boxes
  • ATM Cards
  • Debit MasterCard
  • Domestic/International Wire Transfers
  • Cashier's Checks
  • Money Orders
  • Notary Service
  • 24-Hour Night Deposit Service
  • 24-Hour ATM's 

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account. Check and deposit printing fee depends on style ordered.

Temporary checks (10 checks)

$1.50

Overdraft (each debit or check paid)

$25.00

Nonsufficient funds (NSF) item (each)

$25.00

Nonsufficient funds (NSF) ACH

$25.00

(ACH - preauthorized withdrawal)

Stop payments (all items)

$25.00

Account research

   $20.00
per hour/min.

Account balancing assistance

$20.00
per hour/min.

Telephone inquiries to customer service

$1.00

(more than 3 each month)

Account activity printout

$1.00

Photocopies

$0.50

Research copies (microfilm, optical disc)

$1.00

Collection item fees (within U.S.)

$10.00

Collection notes

$10.00

Levies & other legal fees

$50.00

Credit verification by mail

$7.50

Credit verification by fax

$15.00

Domestic wire transfers

 
Outgoing

$12.00

Incoming

$10.00

International wire transfers

$35.00

Lock bag

$25.00

Zipper bag

$3.50

Change Orders

 

Currency (per strap) $0.18

Coin (per roll)

$0.06

(large volume of unrolled coin additional charge)

Money Orders & Cashier's Checks must be purchased with cash or collected funds

Money Orders (up to $250.00)

$1.00

Cashier's Checks ($ 250.00 - $ 2,999.99)

$3.00

Cashier's Checks ($3,000.00 and up )

$7.50

ATM Fees and limitations

ATM cards issued to sole proprietors only

Issue card

 no charge

Replacement card

$3.00

Withdrawal (on premise)

 no charge

Withdrawal (off premise)

$1.00

Balance Inquiry/Deposit(on premise only)

 no charge

Balance Inquiry Off Premise

$0.50

Withdrawal limit (per business day)

$400.00

Internet Banking

no charge

Bill Payments

no charge

Safe deposit boxes (annual fee)

3 X 5 

$15.00 

4 X 5 

$20.00

3 X 10 

$30.00

4 X 10 

$40.00

5 X 10 

$50.00

10 X 10

$75.00
Key deposit for safe deposit boxes  $20.00
Drill fee for safe deposit boxes  $100.00
Contents of Safe Deposit Boxes are not covered by FDIC.
 
Check cashing policy: There will be a $10.00 minimum charge or 1% of the amount on approved checks, whichever is greater. We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

 

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