First State Bank  

Rates

Rates Effective as of 10/22/2009

Certificates of Deposit  
Minimum $1,000.00 required to open and maintain
Annual Percentage Yield
Substantial penalty for early withdrawal

Term 

Interest Rate 

APY*  

 6 months 1.24 1.25
12 months 1.49 1.50
18 months 1.74 1.75
24 months 2.08 2.10
36 months 2.08 2.10
48 months  2.08 2.10
60 months 2.08 2.10

Account Minimum Balance Interest Rate    APY*  
Money Market
Minimum $1,000.00 required to open and maintain Annual Percentage Yield as disclosed.                        Six withdrawals per statement cycle.                                                                                                         Fees could reduce earnings.
  $ 1,000.00 - $ 19,999.99 1.00** 1.00
  $ 20,00.00 - $ 74,999.99 1.24** 1.25
  $ 75,000.00 - OVER 1.49** 1.50
Super Now Checking
Minimum $1,000.00 required to open and maintain Annual Percentage Yield.                                                 Unlimited withdrawals per statement cycle.                                                                                               Fees could reduce earnings.
  $1,000.00

.50**

.50

Savings
Minimum $200.00 required to open and maintain Annual Percentage Yield as disclosed.                         Three withdrawals per quarter.                                                                                                                 Fees could reduce earnings.
  $ 200.00 - $ 1,999.99 .25** .25
  $2,000.00 - $ 24,999.99 1.24** 1.25
  $ 25,000.00 -  OVER 1.44** 1.45
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Contact a New Accounts Representative for further information about applicable fees and terms.

Rate - Interest rate                        **Interest Rate may change
 

APY - Annual Percentage Yield        *Fees applied may effect APY.